License Type:

Course Type:

New Hampshire Course Catalog

Requirements
Overview
(more details)

Total Hours

Elective Hours

Mandatory Hours

License Renewal
Period: 2 Year(s)

9 hr. New Hampshire ELECTIVES Only Package

~~$87~~
Retail Price

$8
Savings

$79
Sale Price

Choose Your Courses	Approval #	Total Hours	Elective Hours	Sale Price
9 hr. New Hampshire ELECTIVES Only Package BEST VALUE! This package includes all 9 (Elective) hours of the total 12 hours required for sales and broker active license renewals. Courses included in this package: Basics of Real Estate Taxation (3 Elective Hours) Breaking Barriers: Fair Housing (1 Elective Hour) From Contract to Keys: The Mortgage Process (3 Elective Hours) Uncle Sam has Homes for Sale: Listing and Selling HUD Homes (2 Elective Hours)	Package	19	9	$79
A Brief Introduction to Real Estate Finance Most buyers of real estate will require a loan. In fact, the financing of a home is as integral to real estate transactions as finding the home itself; if the buyer cannot obtain financing, the transaction will ultimately fail. To provide the best service to consumers, it is essential for licensees to have a clear understanding of the financing process, from initial loan application through funding at closing. The Financing course provides licensees with the must-know financing issues to enable them to better serve their clients who require financing for real estate purchases. Course Highlights An analysis of the key players in financing, including primary and secondary markets A detailed look at a loan application package and the process of applying for and obtaining a loan An evaluation of consumer options for loan packages and types A discussion of the government’s role in real estate financing A primer in interpreting loan terminology An overview of the importance of the loan source and provisions as part of the closing process	E1626	2	1.5	$15
Advocating for Short Sale Clients Tactics that work with motivated, excited sellers don't always translate well when working with short sale sellers and short sale buyers. Toss lender approvals, junior lien holders, and inflexible timelines into the mix, and you end up with a whole new ball game. In a short sale transaction, the motivation for each party is different than the standard transaction, and as the professional in the scene, you need to adjust accordingly. This course speaks to your interaction with short sale sellers, and how you can help them through a tough process while diligently advocating on their behalf. We cover how to figure out an appropriate listing price, negotiate with the lender's representative, sort through debt settlement terminology, and carry the deal through to closing. We also look at the process from a buyer's agent perspective. Additional cautions, considerations, and fraud prevention tactics are required when advocating on behalf of these deal-seeking buyers.	E1627	3	3	$29
Basics of Real Estate Taxation It is widely known that government exists due to the taxation of you and your client's income and property. Your clients should be aware that tax consequences occur as a result of each real estate transaction. Although as a real estate professional you should not provide tax or legal advice, you can identify the potential income and other tax affects for your sellers and buyers, and advise them to seek appropriate legal and tax counsel. Course highlights include: Details outlining in-home office deduction requirements, and an explanation of how to calculate these deductions A clear definition of qualified residences Details about loans that commonly qualify for interest deductions Instructions on calculating an adjusted basis, a capital gain/loss, a net selling price, and a gain or loss on the sale of assets An overview of commercial real estate 1031 Like-Kind Exchange requirements	E1287	6	3	$29
Breaking Barriers: Fair Housing Real estate professionals have a responsibility to know and understand the applicable fair housing and civil rights laws governing their workplace as well as their personal conduct. The public expects and deserves competent actions based upon thorough knowledge. However, federal definitions of “protected classes” expand and change. As licensees learn about and review protected classes and fair housing laws throughout this course, they will become better equipped to act with honesty, competence, and intelligence in serving their clients and customers. In Breaking Barriers in Fair Housing, we discuss the protections provided by the Fair Housing Act, and how licensees can best protect clients and their firms from discrimination. Course Highlights Video enactments depicting actual fair housing cases, submitted by the Oklahoma Real Estate Commission. Up-to-the-minute actual case studies in fair housing violations An analysis of the benefits of fair housing principles in real estate. A discussion of how attitudes and laws have changed to support a fair housing mindset A description of regulatory changes relating to fair housing A primer on how to write nondiscriminatory advertising Red flags of discrimination for listing agents, selling agents and brokers A Public Service Announcement video on fair housing from the Department of Housing and Urban Development	E1286	3	1	$10
Foundations of Real Estate Finance The financing of a home is as integral to real estate transactions as finding the home itself, and it is beneficial for you to have a clear understanding of the entire financing process. This course will help you to gain a better understanding of the changes the mortgage market has experienced over the years. Course highlights include: Details outlining the history and purpose of real estate financing Explanation of the roles and regulations of FNMA, GNMA, FHLMC, FHA, and VA Video outlining the rise and fall of the mortgage market and global economy Information about HAFA and Making Home Affordable Statistics from the Center for Responsible Lending and the Federal Reserve Affordability Worksheet, to assist clients in calculating their maximum affordable purchase price Homebuyer Do's and Don'ts flier with tips for your clients Instructions on calculating LTV, front-end and back-end ratios, and monthly mortgage payments Details and qualification requirements for several popular financing options	E1288	6	3	$29
From Contract to Keys: The Mortgage Process From the time your buyers sign their purchase agreements, to the time they finally get the keys to their new home, the mortgage process can be filled with anxiety, frustration, and uncertainty. Through your understanding of the process, you will be able to provide your clients with a road map through the maze. Course highlights include: Video outlining the mortgage process Tips on helping your clients avoid predatory lending Updated statistics from the Center for Responsible Lending Current lender disclosure requirements 2010 updates to 1003 loan application Homebuyer Do's and Don'ts flier that agents can pass on to their clients Tips on compiling and managing your short list of reputable lenders Current loan documentation rules Details regarding closing and closing documents	E1289	6	3	$29
Real Estate Investors and Your Business It is estimated that approximately $300 billion in real estate is transacted by investors each year. Grab your piece of the pie by understanding the driving forces in the dynamic residential real estate investment market. Possessing knowledge of the strategies and mindsets of investors will help you serve your valuable investor clients effectively, responsibly, and ethically. Through this course, you will learn the impact of real estate investment in the United States, the opportunities that exist for investors, and your role in representing the residential real estate investor. Course highlights include: Resources from Keller Williams Publishing, National Real Estate Investors Association, OwnAmerica, and the National Association of REALTORS® (NAR) that will help you serve your investor clients A Criteria Worksheet handout that can be utilized in your efforts finding properties for your clients Insights from The Millionaire Real Estate Investor, Personal Real Estate Investor Magazine, and Crash Boom! that will help you understand the mindset and strategies of investors Details about current real estate market conditions and the impact of investors on the market over time A look at recent data from the U.S. census, NAR surveys, and other independent studies, as well as a discussion about what it all means for today’s real estate investors Tips for acting ethically, providing a high level of service, and avoiding liability issues while working with investors Advice for becoming a real estate investor yourself, including legal landmines to guard against	E1516	3	1	$10
Sign Here: Contract Law on E-Signatures Electronic transactions and e-signatures can give you the competitive edge you need to attract new business, better serve existing clients, and improve your bottom line. This course provides you with a comprehensive understanding of how national and international laws define an electronic signature, how e-signature technology is currently being used by real estate professionals, and how you can use it in your day-to-day transactions. Additionally, this course looks at the use of e-mail to conduct negotiations and at several real-life case studies currently affecting how you do business. Course highlights include: A look at what it takes to make an e-mail a legally binding agreement, including a discussion of the “mirror image” rule Tips for ensuring that your e-mail communications remain blunder free A discussion of the pros and cons of e-mail disclaimers and how much protection they really provide users A look at how e-signatures are becoming more and more commonplace in the real estate industry, with institutions like the Federal Housing Administration (FHA) and mortgage giants like Freddie Mac accepting e-signatures and the National Association of REALTORS® partnering with DocuSign, an e-signature provider A detailed discussion of several national and international e-signature laws, including the Electronic Signatures in Global and National Commerce Act (ESIGN), the Uniform Electronic Transactions Act (UETA), and EU Directive 1999/93/EC A review of several precedent-setting case studies and their influence on the use of electronic negotiations in the real estate industry An examination of the financial and practical benefits of using e-signature technology Tips for selecting an e-signature technology that fits your needs as a busy real estate agent A description of the crucial security features and authentication methods to look for in an e-signature software Tips for successfully integrating e-signature technology into your day-to-day business transactions	E1628	3	3	$29
Uncle Sam has Homes for Sale: Listing and Selling HUD Homes The U.S. Department of Housing and Urban Development (HUD) acquires thousands of homes every year through foreclosure on properties that had Federal Housing Administration (FHA) insured mortgages. This course explains the processes and procedures involved in listing and selling HUD homes, including how the properties are awarded to individual brokers for listing, how brokers and agents are compensated for these sales, and how they are listed and marketed. Course highlights include: Overview of increased commission opportunities Explanation of FHA financing, and the FHA foreclosure process A summary of the roles created through HUD's Management and Marketing III program, and details regarding the duties associated with each role A description of the documents involved in the sale of a HUD home Rules outlining the advertisement of HUD homes Details about the HUD home bidding process	E1413	4	2	$19

New Hampshire Requirement Details

New Hampshire State Requirement Details for Real Estate Continuing Education

School Code/Approval Number: Course approval numbers are listed next to each course.

Renewal Date: Every two (2) years by license anniversary

Hours Required: 12 hours for active brokers and salespeople including three (3) hours of core

CE Shop Offering: 9 elective

Reporting: The state does not have schools report CE hours

Expiration date of course: Courses expire one year after the order date

Final Exams: Final exams must be passed with a 80% and may be taken as many times as necessary in order to pass.

Certificates: Immediately upon real estate course completion, The CE Shop will provide students with an electronic copy of the course Certificate of Completion (Education Credit Affidavit). Certificates (Affidavits) will remain in your account for a minimum of five (5) years, should you need additional copies at a later time. Licensees are encouraged to retain copies of their Certificates of Completion (Education Credit Affidavit) in the event that they are audited by the state.

Please refer to your renewal application to determine if you need to submit your Certificate(s) of Completion (Education Credit Affidavit) with your renewal. The State cannot process Certificates of Completion (Education Affidavits) that are sent in separately from your renewal application.

Please enter your individual license number correctly and fully when prompted in the registration process.

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